After that, a 14.49% to 24.99% (variable) APR applies. Enter your username and password to securely view and manage your Wells Fargo accounts online. There’s also an intro APR of 0% for 12 months from account opening on qualifying balance transfers. The points are valued at 1 cent per point (common). I called the application status line, and after confirming my identity, … Opened a TD Bank Cash Card in May, and a Capital One Venture in June. Some forum posts and reviews seem to suggest that you need a prior relationship with Wells Fargo to be approved for the Wells Fargo Propel American Express® Card, but there are a number of accounts that contradict that rumor. I then unlocked my EQ and the CSR pushed the app to underwriting. Since the points on this card — known as “Go Far Rewards” points — are worth 1 cent each, the bonus has a … A discover it cashback that initially had a $750 limit, but is now at $1350. Wells Fargo Propel Instant Approval Data Point Yesterday morning I applied for the Wells Fargo Propel to replace my nerfed Uber Visa, and received an instant approval with a credit line of $7,500. The Wells Fargo Propel card also has a few cash redemption options. I really like that math. The application went pending after applying because they needed to verify some information. Looking to qualify, but your credit score needs work? Posted by 4 days ago. Denied for Amazon Chase Visa and Sapphire Preferred prior to that. My Experian score was 740. It’s easy to earn rewards points on your daily purchases and you won’t pay an annual fee or foreign transaction fee. Oldest acount: 1 year 5 months. Customers give the Wells Fargo Propel Card favorable reviews. 9. The card details have not been reviewed or approved by the card issuer. The card hits every high note, offering 20,000 bonus points after spending $1,000 in the first three months, a 0% intro APR on purchases and qualifying balance transfers for 12 months (then the standard rate applies) AND a rewards program that offers 3 points per dollar spent on travel, gas station and … I think the card pairs well with the Amex Blue Cash Everyday Card (3% on groceries) and US Bank Cash + Card (5% on 2 categories of your choice and 2% on the 3rd category of your choice). The Everyday Preferred ($95 AF) gets 3x. (The information related to Wells Fargo Propel American Express® Card has been collected by CardRates.com and has not been reviewed or provided by the issuer or provider of this product or service.) Because Wells Fargo lets you pool points among its rewards cards, you can earn an even higher rewards value when you pair the Propel card with the Wells Fargo Visa Signature card (which offers a 50 percent boost when you redeem your points for travel. Save Username Checking this option will open a popup after 2 second. I also have the Barclays Apple rewards card (wouldn’t recommend just get the Apple credit card) and the Capital One Venture Card (great sign you bonus and everything is 2x miles). Hi guys, I have been reading that many people have been getting credit cards decreases and I think it is important to know you still have open options. It has a generous welcome offer, a long intro APR period on balance transfers and purchases, a cell phone protection program and a whole lot of security and protection features — all without … I had no prior banking relationship with WF in any form (ex. I have been with Wells Fargo for the past 5 years. i’ve had this card since August of last year, and I love it! The Wells Fargo Propel card is a much-needed breath of fresh air and simplicity in the increasingly complex world of loyalty programs and credit cards. Might be an obvious question... Purely a WF-issued card. I've been thinking about this card for a while now and pulled the trigger last night. Very good description of the card, have a few suggestions for card pairings if your interested. I'm currently 19 years old a college student, so my income is not great. A subreddit for discussing any aspect of credit cards. I used the AZEO (all zero except one) approach where I paid off two cards completely but just the statement balance on the third so that two were at $0 and the third was about 4% of its limit. I got an invite upon logging into my account, so I decided, why not? That’s a great limit you got there. The final leg on my journey was to call Wells Fargo (they don’t accept requests for higher credit limits online). Its sign-up bonus is tough to beat among cards with no annual fee. Looking for possible insight on my approval odds for a Wells Fargo Propel or Platinum credit card. IMPORTANT DISCLOSURES I plan to get a retention offer on the $95 annual fee or I will downgrade to the venture one card. Opens in a new window. Last night I applied for the Wells Fargo Propel and got the 'Pending' email saying they had to verify some information. 1 point on everything else. Here’s the break down: This means that essentially I get 4.5X on the propel on its categories and 2.25X on everything else for 3 no anual fee CCs. I got an invite upon logging into my account, so I decided, why not? The Wells Fargo Propel American Express® Card is the best of the Wells Fargo credit cards. 5. A subreddit for discussing any aspect of credit cards. Wells Fargo. Wells Fargo Propel Approval Odds I'm just wondering if the Wells Fargo propel card is worth applying for. Written by: Ben Luthi. After that, a 14.49% to 24.99% (variable) APR applies. Right now, new cardmembers can earn … After working for Wells Fargo, fuck Wells Fargo! Wells Fargo Propel: Pricing information including interest rates, benefits and fees was obtained on May 20, 2020 from published websites and is believed to be accurate, but not guaranteed. Articles on Chase Freedom Unlimited® Chase Freedom Unlimited. Maybe later on I might reconsider! These mailed letters typically mention preapproval on the envelope and go out only to people the bank’s considered creditworthy. Another thing I liked about this card during uncertain times is that they offer a 12 month 0% APR on balance transfers and purchases, so if an emergency occurred I would be good to go. Wells Fargo 40k/$3k-3mo Propel World & 20k/$3k-3mo Propel 365 Amex Sep 29, 16, 2:33 am - Wikipost Please read: This is a community-maintained wiki post containing the most important information from this thread. With roots in the Wild West and the earliest days of US banking, Wells Fargo has a history that goes back centuries. Wells Fargo Propel American Express® card full terms and conditions. Share: Click to share … There’s also an intro APR of 0% for 12 months from account opening on qualifying balance transfers. The Wells Fargo Propel American Express® card has taken the best parts of almost every credit card category and bundled them up into one … Press J to jump to the feed. (The information related to Wells Fargo Propel American Express® Card has been collected by CardRates.com and has not been reviewed or provided by the issuer or provider of this product or service.) I currently have 4 cards propel, cash wise, signature (WF trifecta) and blue cash preferred for groceries. Congrats! Wells Fargo Propel Approval! For the Wells Fargo Cash Back College Card, the minimum credit score is 640. Pair Propel with the Wells Fargo Visa Signature card Because Wells Fargo lets you pool points among its rewards cards, you can earn an even higher rewards value when you pair the Propel card with the Wells Fargo Visa Signature card (which offers a 50 percent boost when you redeem your points for travel. You can apply your points as a statement credit, to your Wells Fargo checking or savings account or as a paper check. In a Nutshell The Wells Fargo Propel American Express® card is an excellent option if you don’t want to have to choose between a travel and a cash back credit card. Wells Fargo will reimburse cardholders who pay their cell service bill with their card if the phone is damaged or stolen. In fact, Wells Fargo is the fourth-largest bank in the US, with over $200 billion in market capitalization.. Got approved for $10k SL, all scores range around 760-780 :) - 5963561 I got the venture card as well last August, I used the global entry credit, and got the sign up bonus. Along with more features. Credit Karma says all my scores are sitting right around 700. Disclaimer: … That’s a really good return for no annual fee cards! The Wells Fargo Propel American Express is, however, among the cards that require that rewards reach a certain minimum before they can be redeemed. Weird that they … The Wells Fargo Propel credit score requirement is 700 or higher. Current score on Credit Karma: 730. (Do you bank with WF, what other cards do you have, etc.?) how are you getting the extra 50%? Experian was the only bureau that they did a hard pull on (No hard pull reported on credit karma). The Wells Fargo Platinum Visa card is a solid options for saving on interest thanks to its 18-month 0% APR introductory offer good on both new purchases and balance … Refer to the Summary of the Go Far ® Rewards Program Terms and Conditions and Addendum for the Wells Fargo Propel American Express® card. Data Point. At the same time, having an existing relationship with the bank does seem to make it more likely that qualified applicants will be instantly approved, rather than having to wait several … Use your Wells Fargo points in the Go Far Rewards portal to book flights. So my request was approved! Do you have a checking/savings relationship with the bank? Apply today at Wells Fargo online®. Wells Fargo Propel American Express ... We don't guarantee approval of transactions. Credit Glory can help. checking/savings, credit cards, etc...). The Wells Fargo Propel American Express® Card breaks the cycle, offering robust rewards without an equally robust annual fee. The memo is regarding the no-annual-fee Wells Fargo Propel card (not the Propel World) which currently earns 3x gas, 2x restaurants, and 1x elsewhere. For your security, we do not recommend using this feature on a shared device. All payments on time, but have a mass of student loans from Law School. I recently refinanced the mortgage with a different lender to reduce my interest rate from … The Wells Fargo Propel American Express® card comes with 20,000 bonus points when you spend at least $1,000 in purchases in the first three months after the card is approved. The information for the Wells Fargo Propel card has been collected independently by The Points Guy. The Wells Fargo Propel American Express® Card is a strong alternative for great ongoing rewards and a 0% introductory rate. Data Point. The minimum credit limit is $1,500, so that is not bad at all! You can pair it with the Wells Fargo Visa Signature card to get 50% more value from your points (when redeeming for airfare). Press J to jump to the feed. I have been with Wells Fargo for the past 5 years. It also has a 10% relationship bonus … Please ask questions and contribute to the knowledge surrounding credit cards. Opens in a new window..←back to content Return to Footnote 4. I then received a call from Wells Fargo asking some verification questions and … Press question mark to learn the rest of the keyboard shortcuts. Was wondering if anyone thinks I'm likely to be approved for a Wells Fargo Propel. Cash redemption options by phone or online are redeemable in $25 increments only. Although the mortgage wasn't reaffirmed in the BK filing, I kept the home with consistent on time payments. You could also add the WF Business Platinum to that list for a 50,000 point bonus. Propel points – which are normally worth 1 cent each – are worth 1.5 cents each when you transfer them to the Visa Signature card and … Are you thinking about applying for the Wells Fargo Propel American Express® card? Investment products and services are offered through Wells Fargo Advisors. Beginning of popup Notice. Disclaimer: The information for the Wells Fargo Propel American Express® card has been collected independently by CreditDonkey. Wells Fargo Advisors is a trade name used by Wells Fargo Clearing Services, LLC (WFCS) and Wells Fargo Advisors Financial Network, LLC, Members SIPC, separate registered broker-dealers and non-bank affiliates of Wells … I’m currently rocking the WF trifecta which makes the propel way better. How to Increase Your Chances of Getting Approved for Wells Fargo Propel. Income per year: $20,000 (working part time going back to college used to work full time) Capital One Quicksilver $600, 1yr 5mo (started as Platinum secured $200) $650 personal loan, 1yr 4mo (fully paid off) Amex Blue cash … The Wells Fargo Propel American Express® Card is a rare gem that lets you earn accelerated rewards on gas, dining, travel and popular streaming services like Netflix, Hulu, Apple Music and more. Wells Fargo Propel Approval What's up everybody. The card details on this page have not been reviewed or provided by the card issuer. The court attributed some of that to arithmetic errors but found that Wells Fargo had improperly added charges, including $6,741.67 in commissions to the sheriff's office that were not owed, almost $13,000 in additional interest and fees for 16 unnecessary inspections of the borrowers' property in the 29 months the case was pending. I unlocked my EX prior to apping thinking they would pull that, but they actually tried to pull EQ (Im in Socal). I don’t mind because I have been using reddit and other people for guidance as well. However I logged onto my online Wells Fargo account this morning and I had the entry for the Propel card there with a $15K limit. … These bonus rewards points will show as redeemable within 1-2 billing periods after they are earned. I have never been denied for a card despite this until the Wells Fargo propel app. This is my first post here. Wells Fargo does not endorse and is not responsible for their content, links, privacy, or security policies. DP's for anybody interested - 727 exp. Wells Fargo Propel App Pending So i applied like 2 hours ago and called the 800 number to check the status and it said declined due to my report being frozen. Cash advances and balance transfers do not apply for purposes of this offer and may impact the credit line available for this offer. Wells Fargo Propel Instant Approval Data Point Yesterday morning I applied for the Wells Fargo Propel to replace my nerfed Uber Visa, and received an instant approval with a credit line of $7,500. So I applied for the Wells Fargo Propel card 3 days ago, and once I didn't get an instant approval, and couldn't access my application online, I knew something was up. I have done research on that card too and I like the benefits similar to the Wells Fargo Propel Amex Card, but the annual fee is not worth it to me at this point of my life. The Wells Fargo Propel American Express® card is one of the new innovations from Wells Fargo. I don’t think that it’s a requirement to be a member of their bank to get the card like with other banks, but I would give them a call and double check. (Photo courtesy of Delta Air Lines) Welcome offer. I am 21 years old with an Experian score of 740, and I received a $4,500 starting credit limit. A Wells Fargo financed mortgage was included in my discharged Chapter 7 BK in 2013. Getting approved for a credit card requires a little planning. Wells Fargo won’t normally approve you if you’re not a permanent resident. The final leg on my journey was to call Wells Fargo (they don’t accept requests for higher credit limits online). Investment products and services are offered through Wells Fargo Advisors. Click here to sign on to your Wells Fargo account(s). Cardholders can earn triple points for spending in a variety of useful bonus categories, plus enjoy a slew of other perks and benefits, all without paying a single annual fee. 738 eq. The Propel card gives you 3 points per dollar on dining (bars/restaurant/fast food/food delivery), travel (Uber/gas/lyft and transit, commuting (subway tickets/parking/ferries/tolls), and select streaming services (Hulu, Netflix, Apple Music). Congratulations! The balance transfer fee is 3% intro for 120 days, then 5%. For the Wells Fargo Cash Wise Visa, Wells Fargo Platinum, and Wells Fargo Propel American Express cards the minimum recommended credit score is 700. That is the minimum credit score an applicant typically needs to have decent approval odds for Wells Fargo Propel. No Foreign Currency Conversion Fee. I would suggest getting a keeper card like this with a higher credit limit and no annual fee so that #1 you don't have a high utilization rate and #2 you can get points back on all or most of your monthly expenses. How to Increase Your Chances of Getting Approved for Wells Fargo Credit Cards. Please ask questions and contribute to the knowledge surrounding credit cards. Wells Fargo does not endorse and is not responsible for their content, links, privacy, or security policies. The two Wells Fargo offices in Utah to be divested are in Brigham City and Park City. Thank you! It’s not the easiest card issuer to turn a denial into an approval, but still worth a try (especially if you’ve followed #1 & #2). Most credit card offers require very … The Propel Amex is … Wells Fargo Propel American Express ® Card Terms and Conditions. Click to share on Reddit (Opens in new window) Image: Smiling woman drinking cocktail and using credit card outdoors. My Experian score was 740. I found the rewards on the Propel comparable to the AMEX Green Card. The strong performance of Utah's economy during the first six months of this year, cited in a report released Wednesday by Wells Fargo, is good news for education because it means more tax revenue should be available to fund public schools, Huntsman said. Wells Fargo Platinum Card: 640+ FICO. See important exclusions below (on page 2 if printed). But later that day, when I logged back into my account, I noticed my credit limit was $35,000. Refer to the Summary of the Go Far ® Rewards Program Terms and Conditions and Addendum for the Wells Fargo Propel American Express ... Each approved claim has a benefit limit of $600. I will say Wells Fargo isn’t the best bank and I don’t have any of their other products or services other than this card. It's about 30k a year. New Wells Fargo Propel American Express® card cardholders receive 20,000 bonus points when you spend $1,000 in purchases in the first 3 months. Learn more about different types of credit cards from Wells Fargo and compare features like low interest rates & rewards. I was kind of nervous because this is my fourth new card this year and the second one this month. We reserve the right to deny transactions for any reason, such as account default, suspected fraudulent or unlawful activity, internet gambling, or any indication of increased risk related to the transaction. But, a long pedigree doesn’t make the bank any less relevant to the financial industry today. I have only one credit card (about 8 months old). Wells Fargo has two other service centers in California and one each in Iowa, Minnesota, North Carolina and Maryland. Cardholders get up to $600 in cellphone insurance per claim as long as they pay their cellphone bills with their Propel card (max $1,200 per 12-month period, with a $25 deductible). After that, a 14.49% to 24.99% (variable) APR applies. They pulled … Use our online tools to prequalify for a loan and find a consultant to guide you through your homebuying and mortgage application process. The Wells Fargo Propel American Express® card is one of a very select few credit cards that offers cellphone theft and damage protection as a benefit. I was planning to get chase in the future, but now I’m all in with Wells Fargo trifecta! Close. Finally, especially during COVID-19, Wells Fargo Rewards has been dropping silent offers (activation required) where the first purchase of the listed category is 10% cash back up to $40. Since Wells Fargo allows you to transfer your rewards points between cards, you can increase your value to 1.5 cents per point. The Wells Fargo Propel American Express® card offers an intro 0% for 12 months from account opening on purchases. You can easily get a credit card that offers at least 2% back. (A snail mail letter confirmed that about a week later.) More posts from the CreditCards community. For example, right now I'm refraining from going to the grocery so I can do a $400 purchase of groceries I would normally get (usually I spend $200/month). Got approved for $10k SL, all scores range around 760-780 :) - 5963561 Wells Fargo is among the few banks that don’t offer prequalification as a way to learn whether you might be eligible for a credit card without hurting your credit score. Just my personal opinion, I’ve had the card almost three years now, never had a problem, but the only down side is … Articles on Chase Freedom Unlimited® But the Propel has no annual fee and missing some Amex perks. I am pleasantly surprised at the limit considering my previous highest limit on a card was $8,500. Most credit card offers require very good credit. Wells Fargo. End of popup. I'll be using it for gas while not on the 5% quarter for my chase freedom and for eating out. So my request was approved! Getting approved for a Wells Fargo Propel Card is easy — but only if your credit score is 640 or higher. The Propel World is a great card for churning. How to Increase Your Chances of Getting Approved for Wells Fargo Credit Cards. I do have a checking account with them that I use as my main checking account. Above-Average Regular APR: The Wells Fargo Propel card’s regular APR could be anywhere from 13.99% to 25.99% Variable, depending on your creditworthiness. Wells Fargo home mortgage loans. Enter your username and password to securely view and manage your Wells Fargo accounts online. It is important to pay them in full and on time. Those two are the next cards I plan to get (3 months - a year from now due to having a younger length of credit history). If you opened a Wells Fargo Credit Card within the last 15 months, you may not be eligible for introductory annual percentage rates, fees, and/or bonus rewards offers. Do they gain MR points? The minimum recommended credit score for this credit card is 700. Password. R/churning member justininsidebeiber got a picture (shown below) of an internal memo from Wells Fargo indicating that the no-fee Propel credit card will be revamped to earn 3x points on travel and dining.. Not sure why, but another one of their quirks. Approval wasn’t hard and they immediately allow you to do a CLI (with another hard pull) if you aren’t happy with the initial credit limit. Hey, do you mind me asking what your file looks like? $0 annual fees. Glacier Bancorp, of Kalispell, Mont., will buy two Wells Fargo and three First Security branches in Idaho and two Wells Fargo branches in Utah. Chase … But later that day, when I logged back into my account, I noticed my credit limit was $35,000. Didn't think to include it in the post but I'm sure that helped my case! Reimbursement is limited to the repair or replacement of your original cell phone, less a $25 deductible, with a maximum benefit … Sort of new to the credit card World. I second the suggestion to pair the Propel with their Visa Signature for the 50% bonus when redeeming for flights. It's not mentioned very often because Wells Fargo doesn't have a referral program so bloggers never talk about it, and getting approved can be tricky if you don't have an existing relationship with them. I would highly recommend this card to anyone, but especially to younger people. Related reading: The best Wells Fargo credit cards of 2020 . not familiar. Last night I applied for the Wells Fargo Propel American Express card. With a $200 cash back offer and no annual fee, does Chase Freedom Unlimited live up to the hype? Wells Fargo Platinum Visa card. Transunion/Equifax: 735/734 FICO: 734 Annual Income: $65,000 2 Recent Inquiries (Discover it Balance Transfer and Chase Freedom Unlimited applications) Other Cards: Discover it, Citi Doublecash, Citi Simplicity, Chase Freedom, Chase Slate, Capital One Quicksilver. Wells Fargo Propel World American Express ... We don't guarantee approval of transactions. They identify and remove errors from your credit report (boosting your score). San Francisco-based Wells Fargo & Co. recently completed its acquisition of First Security, although the conversion of First Security's products and systems into Wells Fargo's will occur in March. For the Wells Fargo Cash Wise Visa, Wells Fargo Platinum, and Wells Fargo Propel American Express cards the minimum recommended credit score is 700. The Wells Fargo Platinum Card is a popular card for its long introductory APR deal for new cardholders. Wells Fargo Propel: Pricing information including interest rates, benefits and fees was obtained on May 20, 2020 from published websites and is believed to be accurate, but not guaranteed. With the chase trifecta I’d have to pay a hefty annual fee that was worth it before they ruined the card by modifying the perks and increasing the annual fee. Wells Fargo Amex Propel Approved! I also have the Barclays Apple rewards card (wouldn’t recommend just get the Apple credit card) and the Capital One Venture Card (great sign you bonus and everything is 2x miles). I also heard that they will do automatic credit limit increases, so you would not have to worry about that like with some other credit cards. Read this in-depth review to see how it stacks up. I checked Credit Karma and I have no hard pull on my Transunion/Equifax. Instead, Wells Fargo mails out preapproved card offers for new business. After watching Netflix's Dirty Money, f**k Wells Fargo! When you pay your monthly cell phone bill with your eligible Wells Fargo consumer credit card, you'll get up to $600 of protection (subject to $25 deductible) against covered damage or theft. Wells Fargo Propel: Pricing information including interest rates, benefits and fees was obtained on May 20, 2020 from published websites and is believed to be accurate, but not guaranteed. Disclaimer – The information about the Wells Fargo Propel American Express card has been collected independently by MoneyUnder30.com. FYI your Amex Everyday gets 2x on groceries. Previously, it was difficult for a customer without an established banking relationship with Wells Fargo to get approved for a Propel card. New comments cannot be posted and votes cannot be cast, More posts from the CreditCards community. I don’t mind because I have been using reddit and other people for guidance as well. However, travelers can benefit the most from this card as your points can be worth 50% more than cash rewards by redeeming your points for airfare. Now it’s available to customers and non-customers alike. Username. I know that I can redeem the rewards through the Wells Fargo Go Far Rewards portal. The others include five in Idaho, 23 in New Mexico and nine in Nevada. Wells Fargo Propel AMEX Approval. (A snail mail letter confirmed that about a week later.) You have a high chance … Wells Fargo Propel AMEX Approval. It applies to both new purchases and balance … AmEx used for network interchange, but not issued by, It doesn’t, but it is still a very good no fee card. Average Age of accounts: 10 months. For the Wells Fargo Cash Back College Card, the minimum credit score is 640. We reserve the right to deny transactions for any reason, such as account default, suspected fraudulent or unlawful activity, internet gambling, or any indication of increased risk related to the transaction. I still like the Blue Cash Everyday(3%) and US Bank Cash + card of course too (5%). 5 5. Getting approved for a credit card requires a little planning. The Wells Fargo Propel American Express® card offers an intro 0% for 12 months from account opening on purchases. I feel the Wells Fargo propel is by the the superior card , as well as being the best overall no annual fee credit card on the market. I can redeem them for travel, cash back or gift cards. Wells Fargo Cash Wise: Pricing information including interest rates, benefits and fees was obtained on May 19, 2020 from published websites and is believed to be accurate, but not guaranteed. ATM transactions, cash advances of any k… The card includes many benefits, including 3% cash … Cash redemptions by withdrawal from a Wells Fargo ATM, or a rewards redemption to an eligible Wells … Press question mark to learn the rest of the keyboard shortcuts. To qualify for the 30,000 bonus rewards points, a total of at least $3,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. Wells Fargo Propel: Pricing information including interest rates, benefits and fees was obtained on May 20, 2020 from published websites and is believed to be accurate, but not guaranteed. It is important to pay them in full and on time. Wells Fargo just says “good credit” is needed. Wells Fargo Propel Card Reviews.
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